If you think this year has flown by, imagine how quickly these last few months will!
The thought of the expense at Christmas has probably began to worry you (it has me!)
There is still time to get organised and prepared for the season,
so I decided to share with you my;
10 Tips Tips for Saving for Christmas!
1. Write a list.
Jot down gifts you have spotted online, in catalogs or on TV. Pop it in your bag and take it with you wherever you go. Tick each thing off when you buy it. You'll know exactly what you have bought, or what you are going to buy each person. Internet shopping can also help you avoid silly purchases, you can just search for a specific item.
2. Save on your Christmas food shopping.
Fancy cakes, overprices Christmas puddings and mince pies and even Christmas themed snacks (for double the price of the none Christmas variety) are a complete waste of money.
Homemade mince pies & deliciously homemade biscuits will win every time.
They are so much more yummy,
and you everyone will love them even more knowing that you made them.
Look out for special offers on chocolates, wine etc and add a few items to your weekly shop, instead of doing a ridiculously expensive dash to get all your Xmas food at once!
3. Get all the loyalty cards, and use up your points!
People tend for forget about loyalty cards, but they really can save you a lot!
During the run up to Christmas, shops often also have special 'double points' events too!
Collect all your loyalty cards up and use the points to buy presents!
Tesco, Sainsburys & Boots are my favourite.
4. Be an internet shopper!
Now you have written a list, shopping online for your presents should be a piece of cake!
You can also now take advantage of all the online voucher codes,
I don't mean you have to start on the 26th Dec, or even the 1st Jan, October is good enough! Save a little each week, and it'll soon build up! You'll see!
9. Start buying presents early!
But please don't be one of those crazy people who fills up their house with random gifts you have purchased, and then later decide who to give it to.
Refer back to your list, and add a small gift or two to each shopping trip.
You won't notice the expense so much this way either.
10. Don't Go Over The Top!
I know people who spend ££££ on their children over Christmas! And it's so easy to do! You buy more and more for your children/or others and then feel miserable when you have no money left. Just remind yourself, children don't 'need' that super duper high tech brand new gadget. It won't make you a bad parent if you don't buy it.
Set a limit of how much you are going to spend and stick to it.
If you're children are old enough, ask them to write a (sensible)Christmas wish list!